What is 402-935-7733 or 4029357733 on my Credit Card Statement (Complete Guide)
Nowadays, there are many frauds and scams that a person should take care of because, in this world of digitalization, it is easy for scammers to do such things. You should be alarmed to find out your transactions on credit cards that you didn’t recognize which you have made. In this article, we’ll be discussing about what is 402-935-7733 or 4029357733 on your credit or bank statement and this will also help you in determining the suspicious activities that are happening in your account.
What is 402-935-7733 or 4029357733?
402-935-7733 is the customer support center number for PayPal which is being shown on your credit card or bank statement whenever there is a new transaction made into your account and processed through PayPal. The phone number will be shown as (402-935-7733) or (4029357733) usually depends upon the credit card company you use.
For example, below is a screenshot from an American Express credit card statement showing PAYPAL * XXXX and the phone number 4029357733. XXXX is typically the name of the merchant who used PayPal to bill your credit card account.
What is 2211 north First Street, San Jose, CA 95131 US?
You may also see an address written as 2211 North First Street San Jose CAUS along with the charge. The zip code is also included in it often written as 95131. This is the address of PayPal headquarters and is written on the account statement of your bank because you are using the services of PayPal. This information doesn’t provide additional data to the person who receives the funds.
Is 402-935-7733 or 4029357733 a legitimate or fraudulent charge?
In many cases, 402-935-7733 or 4029357733 on your credit card statement is a legitimate charge and there is nothing to be worried or alarmed about. It basically occurs in an online purchase that you have made through a website and as it does not have the name of the merchant so the name is not listed with the change using the PayPal service. You would not be able to recognize the charge as something that you have authorized.
Many of the merchants especially the online merchants might use PayPal as payment liaison. It basically helps in collecting the money from their customers, the PayPal acts as a middleman to transfer the money from the customer to the merchant. Customers could see the name and contact info from PayPal on their credit card or bank statement but not the original name of the merchant.
PayPal sometimes mentions the name of the merchant who charges for a product. In the above example, the merchant name is shown in the area written as XXXX. Although the info that is provided to you might be sometimes difficult because some merchants use their nickname, abbreviation, or some other types of words, so it is complex enough to understand sometimes. Sometimes the name of the store or the company from which you have purchased might be changed completely.
In some other cases, you might have the intention to pay to a business or an individual by thinking that your PayPal balance might cover this payment. If you have added your account with your PayPal account, then it could cover the balance directly from your account if there is any payment shortage.
There is a chance that some other person might use your account number to make any fraudulent purchase using PayPal. Read this article carefully to check whether the credit card is not disputed or charge.
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How to determine if 402-935-7733 or 4029357733 is legit or a scam?
If it has been a while since the charge hit your credit card or bank statement, it can take a bit of detective work to determine if the charge is legitimate or fraudulent. The first step is to see if you may have overlooked a purchase you legitimately authorized, but have forgotten about.
Always remember that the charge is shown as coming slowly from PayPal, but it is actually be originating from an online retailer that you have purchased anything before.
Here are some steps that would help you in checking this:
- Think back on the timeframe when the charge hit. Were there any big events (e.g. weddings, travel) that may have required a particular kind of purchase?
- Search your email for any purchase receipts on or before the charge date. In many cases, a merchant will charge your account on the ship date and not the purchase date, so be sure to search several days prior to the charge date. If your email inbox has a search function, search for keywords such as purchase receipt, purchase confirmation, order receipt, order confirmation, and PayPal.
- Have you made any donations to anyone lately? Many nonprofits and individuals will use PayPal to receive donated funds. This can be especially likely if the charge amount in question is a round number like $25.00 or $50.00. Merchants, on the other hand, will typically charge sales tax and other fees to make the amount seemingly “random.”
- You must log in to your PayPal account to see if there is a corresponding charge with the same date and amount. Usually, a more detailed description of the purchase, including the merchant name and contact information is listed and will provide more information.
- If you use eBay, log into your eBay account to check for any purchases you made with the same date and amount.
- You must look at the total amount charged. Is it a large amount or a small amount? Small amounts are less commonly fraudulent (criminals are looking for a bigger payout) and can be easy to forget about. A large amount that you still don’t recognize could be a red flag.
What to do if you still don’t recognize the 402-935-7733 or 4029357733 charges?
If you have passed through all the above steps and you aren’t able still to recognize the charge then it must be the fraudulent or scamming activity. This is something you should take care of, you must call your credit card company to subject the fraud to the company. If you are having a problem in your PayPal account then you should directly through your PayPal account. Here’s the link about how to dispute a transaction through PayPal.